Credit Grade Calculator |
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Please enter the information as best you can to find out your credit grade. |
| Section A: Mortgage Lates |
Within the last 24 months have you had any late payments on your mortgage?
If yes, continue, otherwise skip to section B. |
| Number of Mortgage Lates |
| Within the last 12 months |
Between 13 and 24 months ago |
| 30-59 days late
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| 30-59 days late
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| 60-89 days late
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| 60-89 days late
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| 90+ days late
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| 90+ days late
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| Are you currently late on your mortgages?
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| Section B: Consumer Loan Lates |
Have you had any late payments on your credit cards, auto loans, student loans or any other consumer debts?
If yes continue, otherwise skip to section C. |
| Number of Consumer Lates |
| Within the last 12 months |
Between 13 and 24 months ago |
| 30-59 days late
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| 30-59 days late
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| 60-89 days late
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| 60-89 days late
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| 90+ days late
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| 90+ days late
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| Are you currently late on your consumer loan payments?
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| Section C: Collections, Charge offs, Judgements, Tax Lien |
| Do you have any collections, charge offs, judgements or tax liens?
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| Section D: Bankruptcies |
| Have you been bankrupt during the last 7 years?
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| Section E: Foreclosures |
| Have you had any foreclosures during the last 7 years?
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| Section F: Payment load |
| Do you have a lot of consumer debts, such as credit cards, auto loans, student loans, etc.?
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| Section G: Equity in your property |
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Spectrum Mortgage Company, Inc. - 1935 St. Andrews Court - Jamison, PA 18929
Office Phone: (215) 343-3505
Fax: (215) 343-5644
Cell Phone: (215) 317-1315
We are a Mortgage Broker licensed by the Pennsylvania Department of Banking. NMLS# 105325
We lend in the following states: PA
Member of the National Association of Mortgage Brokers (NAMB) and the Pennsylvania Association of Mortgage Brokers (PAMB).
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